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Ripple XRP EVENT! Brad Garlinghouse: XRP WILL HIT $25,000! FTX Collapse, XRP Price Prediction

XRP is a little different than most cryptocurrencies. It runs on RippleNet, a decentralized network of financial institutions that use Ripple’s blockchain and API technology to clear and settle transactions. XRP is RippleNet’s native currency, and it also facilitates payments on Ripple’s decentralized public blockchain, which is called XRP Ledger.

XRP is a centralized cryptocurrency that uses a Federated Consensus protocol to validate transactions. That makes RippleNet and XRP Ledger faster at processing transactions than proof-of-work blockchains like Bitcoin.

Ripple calls XRP “Utility for the new global economy” on its website and was designed to be fast, sustainable and, according to the site, “the most practical cryptocurrency for applications across the financial services space.”

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